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In a constantly changing world, it is essential for researchers to anticipate the technological developments taking shape and to reflect on the fundamental changes in terms of uses and economic models, and more broadly on changes in society. Research lights our way forward, helping to shape a completely digital but nonetheless entirely human future.

Mobile money: an alternative to a bank account for small businesses in Senegal?

· Mobile money enables access to financial services (deposits, transfers, payments) via a mobile phone, without necessarily having a bank account.
· A sociology research project, based on a survey of small businesses in Senegal, examines the relationship between banking and mobile money.
· Collective dynamics play a decisive role in the adoption and use of banking and mobile money systems.
· Mobile money services are better suited to professional constraints and liquidity needs, without replacing banking services.
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