Mobile money: an alternative to a bank account for small businesses in Senegal?
· Mobile money enables access to financial services (deposits, transfers, payments) via a mobile phone, without necessarily having a bank account.
· A sociology research project, based on a survey of small businesses in Senegal, examines the relationship between banking and mobile money.
· Collective dynamics play a decisive role in the adoption and use of banking and mobile money systems.
· Mobile money services are better suited to professional constraints and liquidity needs, without replacing banking services.
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· A sociology research project, based on a survey of small businesses in Senegal, examines the relationship between banking and mobile money.
· Collective dynamics play a decisive role in the adoption and use of banking and mobile money systems.
· Mobile money services are better suited to professional constraints and liquidity needs, without replacing banking services.


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