Finance


Research  /  Blog

What if, one day, cash ceases to exist? Hopes and anxieties of the cashless society

This would spell the end of cash in favor of digital payments using chip-embedded bank cards or QR codes scanned on mobile phones, wristbands, or direct debits. Local currencies are gradually beginning to digitize (Blanc et al., 2020, p. 41) while cryptocurrencies, made famous with the 2009 launch of Bitcoin, and based on the blockchain […]


A person handles a ten euro banknote Research  /  Blog

A sociological analysis of how teenagers spend their pocket money

Many adolescents, regardless of social background, regularly receive small amounts of money from relatives, which is often spent in an informal manner. This is usually known as “pocket money.” Unlike other forms of money circulation in families (inheritance, money in couples [1]), these practices have scarcely been documented in sociology, although some marketing studies attest […]


Research  /  Blog

Financial competence, a model for measuring financial literacy around the world

This paper is part of a PhD research project on financial literacy, backed by Orange and the University of Nantes. The purpose of this thesis is twofold: to define the frameworks for financial literacy tailored to young adults and their financial situations and to propose recommendations for an educational tool. Financial education is about how […]


Research  /  Blog

Financial practices of Dakar’s informal sector entrepreneurs and mobile money

Africa is currently experiencing an unprecedented digital boom. Orange, a major player in this digital transformation, invests heavily in emerging countries, developing innovative services and participating in research programmes and pilot projects, particularly in connection with sustainable development objectives (financial inclusion, education, health, etc.).  This article provides an overview of the financial practices of informal […]


Research  /  Blog

Financial literacy: an essential awareness

More and more countries are becoming aware that it is time to take action to increase their populations’ financial literacy. In this first post, we take a look at some of the initiatives in the area of financial literacy in France. Find out how other countries are addressing this “national priority” in future posts. What […]


Research  /  Podcast

Security at the heart of a new digital certification system

Orange is developing a secure digital certification system based on blockchain.


Data  /  Article

Did you know?

Funding of blockchain fintechs reached 450 million dollars globally in 2016 (+ 79% compared to 2015). Source : PwC


Data  /  Article

Did you know?

In the banking and financial services sectors 45% of incumbents worldwide are partnering with fintechs in 2017, against 33% in 2016. Source : PwC


Data  /  Word of innovation

Fintech


Data  /  Article

From bartering to contactless: a brief history of payment methods